Premier Insurance Brokers was created to help our clients with the preparation of their income tax returns. Later, those clients have asked us to help in the formation of their own companies, for which we have obtained the federal identification numbers, licenses and permits; we have helped them to lay out the organizational chart, and to train their office personnel. Furthermore, we have taken care of their bookkeeping, payroll, quarterly reports, sales tax reports, and in the preparation of their financial statements. Throughout that process, we have noticed our services can be extended to some other areas where our expertise is needed. Therefore, we created an insurance agency to help our business clients and their employees and associates to obtain the must needed insurance, such as commercial liability, errors and omission, business auto, truck insurance, and worker’s compensation, among others. We are also a reliable source for the employee benefits and retirement program, creating 401(k) plans, IRA accounts, and life insurance policies with saving benefits. We are here to be a partner in your success!
An Independent Advantage
We are Independent Agents in Miami, Florida, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Premier Insurance Brokers represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.