Your Local Miami Independent Insurance Agency

Premier Insurance Brokers specializes in auto, home, life, and business insurance.

Premier Insurance Brokers was created to help our clients with the preparation of their income tax returns. Later, those clients have asked us to help in the formation of their own companies, for which we have obtained the federal identification numbers, licenses and permits; we have helped them to lay out the organizational chart, and to train their office personnel. Furthermore, we have taken care of their bookkeeping, payroll, quarterly reports, sales tax reports, and in the preparation of their financial statements. Throughout that process, we have noticed our services can be extended to some other areas where our expertise is needed. Therefore, we created an insurance agency to help our business clients and their employees and associates to obtain the must needed insurance, such as commercial liability, errors and omission, business auto, truck insurance, and worker’s compensation, among others. We are also a reliable source for the employee benefits and retirement program, creating 401(k) plans, IRA accounts, and life insurance policies with saving benefits. We are here to be a partner in your success!

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Recent News & Updates

What Insurance Do I Need To Rent Out My Home On Airbnb?

Airbnb provides up to $1 million in liability insurance to protect its hosts against third-party claims for personal injury or property damage, as stated by the company. However, this coverage is limited to certain types of liability and is subject to certain conditions, limitations, and exclusions. Your homeowners insurance or renters insurance may not provide the additional coverage you need. Our knowledgeable agent will be...

What Should I Do If My Co-Workers Start Getting Sick?

Flu season is upon us, and too many people are showing up for work sick. Perhaps they have deadlines to meet or simply cannot afford to miss an important meeting. Or maybe they missed that part in science class when the germ theory was covered. Regardless of the reason, the problem remains the same. Sick co-workers spread germs around and put others at risk for...

Understanding The Main Life Insurance Classifications

Life insurance companies use a system of classification to determine an individual’s state of health, based on a series of factors pertaining to that person. Your classification can affect how much life insurance coverage you can get at each price point. Healthy people get more favorable classifications and lower rates. If you have health issues, that will be reflected in your life insurance premiums. The...

Can I Insure My Personal Vehicle With Commercial Auto Insurance?

If you are self-employed, you may believe your personal vehicles are covered for work use under your personal car insurance. When it comes time to file a claim, however, this could turn out to not be the case. Many business uses and vehicle types are excluded from personal policies. Our experienced agent can help you find a commercial auto insurance policy to suit your needs...