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Your Local Miami Independent Insurance Agency

Premier Insurance Brokers specializes in auto, home, life, and business insurance.

Premier Insurance Brokers was created to help our clients with the preparation of their income tax returns. Later, those clients have asked us to help in the formation of their own companies, for which we have obtained the federal identification numbers, licenses and permits; we have helped them to lay out the organizational chart, and to train their office personnel. Furthermore, we have taken care of their bookkeeping, payroll, quarterly reports, sales tax reports, and in the preparation of their financial statements. Throughout that process, we have noticed our services can be extended to some other areas where our expertise is needed. Therefore, we created an insurance agency to help our business clients and their employees and associates to obtain the must needed insurance, such as commercial liability, errors and omission, business auto, truck insurance, and worker’s compensation, among others. We are also a reliable source for the employee benefits and retirement program, creating 401(k) plans, IRA accounts, and life insurance policies with saving benefits. We are here to be a partner in your success!

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Recent News & Updates

Standard vs. Hybrid Life Insurance: Which Is Better?

Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...

A Savvy Business Owner’s Checklist for Cyber Insurance Coverage

Any business that uses computer technology today has to deal with cyber risk. Ransomware attacks are on the rise, and small and medium businesses are being targeted more than ever. With the shift to more people working from home in 2020, cybercriminals are taking advantage of the opportunity to exploit remote workers.  Cyber insurance may be essential for a business of any size. The following...

Millennials and Home Insurance

More millennials are buying homes these days, as opposed to renting. By the end of 2018, this generation represented 45% of all new home mortgages, as stated in a Housing Wire article. One thing is certain, whether renting or purchasing a condo or a house, millennials need home insurance to protect them against damage to or loss of their property and against liability. Renters Insurance Your...

How to Perform a Breast Self-Exam

October is Breast Cancer Awareness Month. Breast self-examination is an important step in the early detection of breast cancer. Along with clinical breast exams and mammograms, it can help detect cancer in the early stages, when it is often treatable. Women should start performing regular breast exams at home in their 20s, as stated by the American Breast Cancer Foundation.  Three Ways to Perform a Breast...